Group Health Insurance Affordability

Group health insurance still remains the most popular option for the majority of the U.S population. About 70 percent of U.S citizens get their coverage through the health insurance policies offered by their employer.
On average, an employer covers about 80% of the health care plan expenses, in some cases this number goes up to 95% of premium cost. Recent study has shown that in the last few years, premiums for a family coverage cost an employer somewhere around 14 thousand dollars, while an employee pays less than a third of this cost.
While 99 percent of large companies offer health benefits, only 50 percent of companies with three to nine employees offer health insurance coverage.

Health Insurance for Small Business - How to Enroll

Health Insurance for Small Business is a major cost of doing business, especially for small companies. Small business health insurance may take a huge chunk out of company’s revenue, but benefits often attract better employees and help retain existing workers.
The distinct feature of small business health insurance coverage is the simplicity of enrolment process. Group health insurance plans hold a guarantee approval status, and if you are qualified by your employer to apply for it, the insurance company has no right to deny your coverage due to pre-existing conditions or any other reasons.

Compare Group Health Insurance Plans

Beside HMO and PPO group health insurance plans, large organizations have power to negotiate a variety of additional options such as life, dental, and disability coverages. All of these options could cost a fortune for an individual consumer, but very affordable within a health insurance for small business.

View Health Insurance Quotes in your Area

Want to learn more about health insurance options in your state for groups? Enter your zip code above to compare group health insurance quotes in your state. Find out more about the rules in your state. Talk to several insurance agents, preferably those who work with a number of different carriers, to find out what kind of coverage is available for your business. Compare Affordable Small Business Health Insurance Plans from Anthem, Aetna, Blue Cross Blue Shield, Humana, Kaiser Permanente, UnitedHealthOne, Cigna and more!